Insurance is a great way you can transfer your life risks to an insurance company. You can transfer life risks such as:
Insurance plans are also a great way to invest or save for future financial needs. For an example:
In fact, insurance should be a vital component of anyone’s financial planning. After all shouldn’t we take every necessary step to safe guard our dreams and the lifestyle of our loved ones?
The beauty of Insurance is, it is designed to protect you and your dreams. So, insurance premiums will always be built around what you need? There are some components that will affect a premium for example:
Please don’t hide any facts such as these to get yourself a lower premium as providing misleading facts can create complications for you at the time of claims.
The most important question for you to answer is, what is your immediate life priority?
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Each one of us have varying needs and priorities in life! Unfortunately, there’s never a standard solution for all life’s wants and needs.
Our insurance solutions recognize this fact and come in all shapes and sizes!
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When deciding on an upgrade (purchasing a new policy) you should consider the following:
Your financial services professional will have a greater understanding about these factors. So why not have a detailed chat with him. Always be comfortable about your new plan. After all it is to secure your future!
Great! We are always ready to help you.
Call us on – 0112 636 636 or e-mail us at email@example.com
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We have provided you a wide range of premium payment options so that you can choose an option convenient to you.
Online payment options:
Third Party options:
Your policy lapses (becomes inactive) when you have missed paying your premium on the due date and the subsequent 45-day grace period.
If your policy has been inactive only for a short duration, you can activate your policy again by simply paying the premium outstanding.
However, if your policy had remained inactive for a long period any of the following scenarios may apply to you:
Your policy will become eligible for a surrender value if your policy included a maturity value benefit and you have maintained your policy for 3 years or more by paying your due premiums.
The surrender value is payable in the following scenarios:
Important: Surrendering your policy will mean you no longer are eligible for all the protection and saving benefits you obtained when you purchased the policy.
So, if you are surrendering the policy for a cash emergency, why not consider the following options first:
We understand your life is not constant. There are many changes! So, we have provided room for you to make the following changes to your policy:
Please remember that we (as the company) retain the right to decide whether we allow changes based on our underwriting rules. There might be situations where we request medical exams.
All changes generally come into effect at the next policy anniversary.
Our online customer service portal is designed to make your life convenient and easy.
Here are some services available online:
To access this, you need to first sign up at: https://secure.janashakthi.com/eServices/eRegistration/registration.jsp
After signing up you can login at: https://secure.janashakthi.com/eServices/eServicesLogin/login.jsp?mode=NSTAFF
For any help, reach out to us on our hotline 011 2 636 636
If you want to set up a standing instruction for your premium payment
Please contact your insurance advisor or call us on 0112 636636
Insurance is all about providing you benefits. So, we have made every effort to make your claims experience convenient and friendly.
Why not try our online customer portal. Simply login using your user name and password and follow instruction for claims intimation.
You can also inform us about your claim over the phone by dialing 011 2 636 636.
This is a loan you can obtain against your policy’s cash value (if applicable). Typically, a policy loan can only be obtained if you have at least paid premium for 3 years and your policy has completed 3 years.
To find out more details call us on 011 2 636 636 or login via our online customer portal.
The time required to process a claim will depend on the type of claim.
If you have obtained GoodHealth cashless hospitalization benefit rest assured that we will settle your claim before you are discharged.